First Savers

First Savers

Never too young to start saving

Our First Saver Account is for children and young people up to the age of 18 years. Adults are welcome to enrol their children or grandchildren as first savers and would act as joint signatory to the account with the first saver until the age agreed at which point the first saver will become responsible for their own account. Simply download our application or contact the branch for an application pack, and submit the completed form to ourselves alongside a copy of the child's birth certificate. We work closely with local schools to promote financial education and start savings habits, visit our Schools page to find out more.

  • In previous years we have offered a 2% dividend
  • Get your children into a savings habit
  • Easy access to the account
  • Online and App payments coming soon

There are lots of ways you can pay into your savings:

  • Standing Order
  • In Branch
  • Pioneer Payroll

And coming soon:

  • Online
  • Via our App
  • Direct Debit

The simplest way to save with us is through our Pioneer Payroll Savings, which is a deduction direct from your salary.

  1. A Junior Savings Account can be opened by a parent or guardian for a child under the age of 18 who fulfils the common bond qualification.
  2. This is purely a savings account. A loan shall not be made to anyone under the age of 18 years.
  3. When opening the Junior Savings Account, a guardian shall be identified as the person responsible for the child’s account.
  4. Children under the age of 12 shall be required to have their guardian’s consent to make a withdrawal from their savings account.
  5. Any interest due on the account shall be paid annually into the Junior Savings Account.
  6. At the age of 18, a child is transferred to adult membership of the credit union.