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Join Us

The ethical alternative to banks

How do I join Pioneer Mutual Credit Union?

Step 1 - Are you eligible?

To join our Credit Union you will need to live or work within our common bond area.

Note: If you are looking to open an account for someone under the age of 18, please visit our First Savers page to find out more.

Step 2 - Prove your identity

Once you have confirmed that you are eligible to join, please check our identification requirements as you will need this to open your account. If you have any issues regarding the ID requirements please do not hesitate to contact a member of the Pioneer team

Step 3 - Complete Application Form

Now that you've confirmed you're eligible, and have the required identification, you can complete our simple online application form. 

It costs £6 to become a member of Pioneer Mutual Credit Union (£5 membership fee, £1 share).  On completion of your application we will contact you with instructions on how to pay the membership fee.  Once you join there are no annual fees or hidden charges.

We look forward to welcoming you a member!

First Savers - Never too Young to Start Saving

If you're looking to pass on your saving habit to your children, or grandchildren, then we offer our First Savers Account. First Savers is for children and young people up to the age of 18 years. Adults may enrol their children or grandchildren as First Savers and act as a joint signatory to the account with the First Saver until an age specified on this application form, at which point the First Saver will become responsible for running their own account. Until the age specified is reached, both signatures will be required for withdrawals from the account. On reaching the age of 18 years First Savers will become adult members of the credit union.

Find out more